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Latest Homes News

1099-K: What It Means If You Get Paid Through Venmo, Cash App, PayPal

If you sell goods or services or rent property, and get paid through Venmo, PayPal, Cash App or another payment…

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Medical Credit Cards: How They Work, Risks And Alternatives

Key takeaways Medical credit cards can help you finance expensive medical procedures, but they often come with high interest rates…

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What Is A Single-Premium Immediate Annuity?

A single-premium immediate annuity (SPIA) is a financial product aimed at providing a guaranteed income for the rest of your…

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What Is A Construction-To-Permanent Loan?

Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to…

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California First-Time Homebuyer Assistance Programs

Household income cannot exceed $135,120 (for one to two people) or $157,640 (for three or more people) Must attend an…

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My New Job Has A Great 401(k) Plan. Would A Reverse Rollover From My IRA Make Sense?

You’ve landed a new job, and one of the company perks is an impressive 401(k) plan. It offers low fees,…

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Collateral Assignment of Life Insurance

Key takeaways A life insurance policy may be used as collateral to secure a loan. If you die before the…

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How To Reduce Closing Costs: 6 Negotiation Strategies

You’ve found a home, settled on a price with the seller and secured a mortgage loan. Yet, as you approach…

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FHA 203(k) Loans: What They Are And How They Work

Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both a home’s purchase and the…

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New Jersey First-Time Homebuyer Assistance Programs

Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can be used for down payment…

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