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Latest Homes News

How Many Personal Loans Can You Have?

10'000 Hours/Getty Images Key takeaways It is possible to have multiple personal loans as long as you have the income…

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Why Paying Off My Mortgage Early Was The Best Financial Decision I Ever Made

My wife and I bought our home in 2013 using a $417,000 30-year mortgage at a fixed rate of 4.625%.…

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“You just got to really work for it” |

Illustration by Hunter Newton/Bankrate Ayesha Garnett is defying the housing market’s grim math. A housekeeper in Philadelphia, Garnett says she doesn’t…

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Mortgage Rates Spike As Iran Conflict Drags On

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates moved up once again this week, with the 30-year…

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HELOC Rates Hit Lowest Level Since 2022

Image: Getty Images; Illustration: Bankrate A big drop in HELOC rates in the latest week. The $30,000 home equity line…

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When home insurance falls short on rebuild costs

Assignment of benefits agreement (AOB): Allows a homeowner to transfer their insurance claim rights to a contractor or repair company,…

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The lending process “was probably the biggest headache” |

Illustration by Hunter Newton/Bankrate When Jessica Lee bought her townhome in Nashville, Tennessee, the builder offered 5% in closing costs…

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Why homeowners are leaving 3% mortgages

Kelly and Stephen Auslander had something millions of people want: a mortgage rate below 3%. 2.375% to be exact. But…

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How rising HOA fees can act like shadow mortgages

Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing…

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Homeownership on hold: Long-term costs for young adults of color

Mirian Fuentes has big plans for her future.  The 30-year-old Mexican-American has been dating her partner, Andres, since 2024, and…

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