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What Are Guaranteed Mortgage Loans?
Key takeaways A guaranteed mortgage loan typically offers looser eligibility requirements — such as lower credit scores and higher debt…
Dollars And Debts With Denny: Student Loan Forgiveness
Image by Getty Images; Illustration by Bankrate To pay or not to pay? That’s the question in my soul. Do…
I Paused Investing To Pay Off Student Loans — And Still Retired at 40
Yes, I stopped contributing to my 401(k) and paused all other types of investing to pay off my student loans.…
How To Handle a Lost Cashier’s Check
ImagePixel/Getty Images; Illustration by Issiah Davis/Bankrate A cashier's check is a secure form of payment since it's paid for upfront…
How To Build Credit With A Secured Credit Card
Key takeaways A secured credit card requires you to deposit to offset the risk that you will not make your…
How To Read A Credit Report & Identify Mistakes
Key takeaways Your credit report is a comprehensive document of your credit history that dictates your credit score and influences…
HELOCs Retreat While Home Equity Loans Stay Steady
Image by GettyImages; Illustration by Bankrate Reversing its recent rise, the average rate on a $30,000 home equity line of…
HELOC Vs. Home Equity Loan: What’s The Difference?
Key takeaways Home equity loans and HELOCs (home equity lines of credit) both allow you to borrow against your ownership…
How To Calculate Present And Future Value Of An Annuity
In the world of finance, an annuity is a contract between you and a life insurance company in which you…
Should The Treasury Service Federal Student Loans?
Key takeaways The U.S. Department of the Treasury is a better match than the Small Business Administration (SBA) for collecting…
