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What Is A Safe Harbor 401(k)?

A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with…

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CFPB Announces a New Rule to Help You Transfer Your Data

The Consumer Financial Protection Bureau (CFPB) finalized a rule on Oct. 22, to help consumers transfer their information from one…

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What Is A SEP IRA? A Complete Guide

About 16.5 million people in the U.S. are self-employed, according to 2023 data from the Bureau of Labor Statistics. For…

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2024 and 2025 IRA Contribution And Income Limits: What Retirement Savers Need To Know

Brothers91/GettyImages; illustration by Bankrate The IRS left contribution limits to traditional and Roth IRAs unchanged for 2025, keeping them at…

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What Is A 401(k) Match?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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How To Save For Retirement

How much money will you need to retire? If you’re like the majority of Americans, you don’t know the answer.…

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Bankrate & Coverage Partnership | Bankrate

Cavan Images/GettyImages; Illustration by Hunter Newton/Bankrate Most of us will have to buy an insurance policy in our lives. Whether…

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Solo 401(k) Vs SEP IRA: Which Is Better?

The solo 401(k) and SEP IRA are two of the best retirement plans available for a small business owner –…

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Roth IRA Vs. Roth 401(k): How They Differ

A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning…

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Roth Solo 401(k): What It Is And Who Should Get One

If you’re a solo entrepreneur, saving for retirement might be the last thing on your mind. A Roth solo 401(k)…

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