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Who Should Get The U.S. Bank Cash+ Visa Signature Card?

Key takeaways This card offers customizable cash back that allows you to earn a generous 5 percent cash back —…

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Citi Rewards+ Vs. Citi Strata Premier Card

Key takeaways The Citi Strata Premier℠ Card offers a significantly higher welcome bonus and more opportunities for cardholders to earn…

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Gap Insurance in California: How It Works and How Much It Costs

John M Lund Photography Inc/Getty Images Key takeaways Gap insurance — short for guaranteed asset protection insurance — is specifically…

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8 Ways To Refinance A Mortgage With Bad Credit

Key takeaways To refinance your mortgage with a bad credit score, check with your current lender to start since you…

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Industry Experts on Borrowing a Personal Loan in Uncertain Times

Twenty-five million Americans have an unsecured personal loan, double the number from a decade ago, says TransUnion senior vice president…

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Active Investing Vs. Passive Investing: What’s The Difference?

Active investing may sound like a better approach than passive investing. After all, we’re prone to see active things as…

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How to Choose the Best High-Yield Savings Account for You

Choosing the best high-yield savings account requires comparing interest rates, fees, and account features. Look for accounts offering APYs up…

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Guidelines For Getting A Mortgage With Student Loans

Key takeaways Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able…

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Value-Added Tax (VAT): What It Is, How It Works

Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences.…

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Bank Refuses To Refund Fraudulent Charges

This page was originally published in early 2022 and features a story from a Bankrate reader during that time. The…

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