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Congress Might Cap Federal Student Loan Limits, With Consequences

In the halls of Congress, an attempt to simplify can often lead to unintended consequences. That’s one concern with the…

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Credit Scores Will Drop For More Student Loan Borrowers

Image by GettyImages; Illustration by Bankrate Imagine your credit score suddenly dropping by 63 points. For more than four million…

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Mortgage Deferment Vs. Forbearance | Bankrate

MoMo Productions/Getty Images Key takeaways Deferment and forbearance are sometimes used interchangeably, but they’re not the same. If your mortgage…

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Capital One Venture X Benefits Guide

jacoblund/iStock / Getty Images Plus/Getty Images Key takeaways The Capital One Venture X Rewards Credit Card is one of the…

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When Did Travel Credit Cards Start Turning Into Coupon Books?

Travel credit cards used to be simple. Or at least simpler. You use them for everyday purchases, earn rewards and…

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6 Ideas To Fix the Student Debt Crisis That Aren’t in Trump’s Bill

The Big, Beautiful Bill was already making its way through Congress in mid-May when I sat in a room of…

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Want To Delay RMDs? Check Out a QLAC

Once you hit age 73, IRS rules say you must start taking required minimum distributions (RMDs) from your traditional retirement…

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Does Auto Insurance Follow The Car or The Person?

EmirMemedovski/Getty Images If you’ve ever loaned a car to a friend — maybe one with a less-than-perfect driving record —…

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Cash-Out Refinances Vs. Home Equity Loans

Key takeaways A cash-out refinance replaces your existing mortgage with a new one; a home equity loan is a second…

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The Chase Sapphire Reserve gets more exclusive — I’m not sure that’s a good thing

The Chase Sapphire Reserve® card used to be for people who wanted champagne travel on a beer budget — like…

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