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How I Earn Credit Card Rewards Without Paying Interest
This piece was originally published in early 2023 and reflects the author’s financial decisions during that time. The rest of…
What To Know About Second Home Refinancing
Key takeaways Borrowers may refinance second homes and investment properties to get a lower interest rate or access the home’s…
4 Ways To Use Annuities In Your Estate Plan
When you think about estate planning, wills, trusts and life insurance usually top the list. But annuities deserve a spot…
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the Federal Reserve delivered an expected…
Fed Delivers Rate Cut, And Mortgage Rates Fall
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging…
The Fed just cut rates. Should I lock in a CD right now?
Getty Images / Win McNamee / Staff Key takeaways The Federal Reserve’s September rate cut is likely the beginning of…
Student Lines Of Credit May Ease Overborrowing
If we have long been guilty of over-borrowing student loans for college, perhaps part of the solution is using a…
A Rate Cut Might Not Help You Much — But These 6 Steps Can
For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be…
How International Students Can Get A Credit Card
Key takeaways International students can get credit cards, but you’ll likely need an ITIN or someone who’ll let you become…
What Credit Score Do You Start With?
Key takeaways Your starting credit score depends on your initial credit activity; there is no standard starting point. You need…
