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Why High Mortgage Rates Mean It’s Time to Save, Not Buy
Photography by Getty Images; Illustration by Bankrate If you’ve been watching mortgage rates hover near 7 percent this year, you’re…
How To Sell Your House Fast, And Is It A Good Idea?
Tetra Images/Getty Images Key takeaways Selling directly to a cash-homebuyer or iBuyer is probably the fastest and most convenient way…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn 5 percent cash back on…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and cover both Social Security and…
Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged by the credit card company…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a loan, making it less risky…
How to “Give Yourself a Raise” When Inflation Cuts Your Pay
Inflation has been stealing from your paycheck, and all signs indicate that’s not going to change anytime soon. Even if…
Best Mortgage Refinance Lenders In 2025
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Fiduciary Financial Advisor: What They Do And How To Find One
Drs Producoes/Getty Images Many different people refer to themselves as financial advisors, which can make it difficult to tell who…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and less affordable. According to the…
