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Latest Homes News

What Is A Wraparound Mortgage?

Key takeaways A wraparound mortgage is a unique form of seller financing in which the seller keeps their mortgage and…

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What Are Guaranteed Mortgage Loans?

Key takeaways A guaranteed mortgage loan typically offers looser eligibility requirements — such as lower credit scores and higher debt…

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Dollars And Debts With Denny: Student Loan Forgiveness

Image by Getty Images; Illustration by Bankrate To pay or not to pay? That’s the question in my soul. Do…

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I Paused Investing To Pay Off Student Loans — And Still Retired at 40

Yes, I stopped contributing to my 401(k) and paused all other types of investing to pay off my student loans.…

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How To Handle a Lost Cashier’s Check

ImagePixel/Getty Images; Illustration by Issiah Davis/Bankrate A cashier's check is a secure form of payment since it's paid for upfront…

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How To Build Credit With A Secured Credit Card

Key takeaways A secured credit card requires you to deposit to offset the risk that you will not make your…

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How To Read A Credit Report & Identify Mistakes

Key takeaways Your credit report is a comprehensive document of your credit history that dictates your credit score and influences…

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HELOCs Retreat While Home Equity Loans Stay Steady

Image by GettyImages; Illustration by Bankrate Reversing its recent rise, the average rate on a $30,000 home equity line of…

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HELOC Vs. Home Equity Loan: What’s The Difference?

Key takeaways Home equity loans and HELOCs (home equity lines of credit) both allow you to borrow against your ownership…

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How To Calculate Present And Future Value Of An Annuity

In the world of finance, an annuity is a contract between you and a life insurance company in which you…

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