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Can you remove hard inquiries from your credit report?
Key takeaways A hard inquiry happens when a company checks your credit report because you have applied for credit. Like…
How to dispute an error on your credit report
Key takeaways Errors on your credit reports can unfairly lower your credit score. There are many possible causes of these…
Mortgage interest deduction: What it is and what qualifies
Key takeaways The IRS may let you deduct interest paid on your mortgage on your federal income tax return. To…
Cash-out refinance: What it is and how it works
Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a…
Mortgage refinance: What is it and how does it work?
Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you…
Dealer fees: What to know and how to avoid them
Key takeaways Most dealership fees are negotiable, though there are a few you can’t avoid. If you’re interested in a…
How do stocks perform after the Fed cuts interest rates? Pretty well, actually.
The stock market has had a nice run in 2024, but investors have been nervous lately, because many are concerned…
Survey: 1 in 3 holiday shoppers are shortening their wish lists to spend less this year
Let’s say you’re walking through the mall during the holiday season and pass 10 shoppers. New Bankrate data shows that…
How long should you keep your car insurance records?
Dean Mitchell/Getty Images If you’re wondering how long to keep insurance records, the answer depends on the type of document.…
6 month vs. 12 month car insurance
chee gin tan/Getty Images Most auto insurance policies last for either six or 12 months — but choosing between these…
