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What Is A Simple IRA And Who Can Have One?
Key takeaways A SIMPLE IRA is a retirement plan designed for small businesses, generally those with fewer than 100 employees.…
Understanding FEMA’s Risk Rating 2.0 System for Flood Insurance
Private insurance companies typically review and update risk ratings for home and auto policyholders at least annually. When the Federal…
How Personal Loans Help With Back-To-School Budgets
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…
What Is A 5/1 Adjustable-Rate Mortgage (ARM)?
Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts…
Types of Mortgage Refinance Options
Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves…
Cashing Old Checks: How Long Is A Check Good For?
Key takeaways Checks are typically only valid for six months after being signed. Banks may still accept a stale check,…
Mortgagor Vs. Mortgagee: What’s The Difference?
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
How Does Pet Insurance Work And How Do You Use It For Your Pet?
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and preventive care. Deductibles are upfront…
5 Legitimate Federal Student Loan Repayment Loopholes
As a certified student loan counselor, I’m often asked if there are any quick fixes or secret hacks to getting…
What Is A Purchase Agreement?
Key takeaways A purchase agreement is a legally binding contract that spells out the details of a real estate transaction.…
