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Latest Homes News

Flat Tax: What It Is, How It Works And Why It Matters

When you think of tax rates, your mind may jump to the progressive income tax system the U.S. government uses,…

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7 Tips For Keeping Your Business Finances Organized

Key takeaways Plan for success by building a business plan, putting together a budget and saving enough money to launch. …

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Line of Credit vs. Credit Card: What’s the Difference?

Key takeaways Both a line of credit and a credit card are types of revolving credit where you can borrow…

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Lying On A Credit Card Application

Key takeaways Lying on a credit card application is fraud and can have serious legal consequences. You shouldn’t need to…

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HELOCs Retreat, Home Equity Loans Rise A Bit

Image by GettyImages; Illustration by Bankrate After rising for the last few weeks, the average rate on a $30,000 home…

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Bigger Isn’t Always Better For Today’s Homebuyers

Key takeaways The typical mortgage payment doubled between 2020 and 2024, while today’s new homes are smaller than they have…

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Is Linking Bank Accounts Safe?

Key takeaways Linking bank accounts makes it easier to transfer funds, automate savings, split direct deposits and potentially avoid certain…

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What Is A Jumbo Loan?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways In most parts of the U.S., a jumbo loan is a…

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Overdraft Fees Vs. NSF Fees: How They Differ

An overdraft fee may be charged when a bank temporarily covers transactions that would otherwise overdraw your account. An NSF…

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What Is Lender-Paid Mortgage Insurance (LPMI)?

Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI), the lender covers the cost…

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