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Latest Homes News

What’s the Average Car Loan Length?

Key takeaways A longer loan term means you’ll get a lower monthly payment, but you’ll also pay more in interest.…

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0% APR car deals: Are they worth it?

Key takeaways The application process for traditional and no-interest car loans is identical, but you'll need stellar credit to qualify…

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Should you pay off your car loan early? Or is it smarter to wait?

Key takeaways Paying off a car loan early can save you money on interest and improve your debt-to-income ratio. Early…

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Can you remove hard inquiries from your credit report?

Key takeaways A hard inquiry happens when a company checks your credit report because you have applied for credit. Like…

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How to dispute an error on your credit report

Key takeaways Errors on your credit reports can unfairly lower your credit score. There are many possible causes of these…

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Mortgage interest deduction: What it is and what qualifies

Key takeaways The IRS may let you deduct interest paid on your mortgage on your federal income tax return. To…

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Cash-out refinance: What it is and how it works

Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a…

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Mortgage refinance: What is it and how does it work?

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you…

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Dealer fees: What to know and how to avoid them

Key takeaways Most dealership fees are negotiable, though there are a few you can’t avoid. If you’re interested in a…

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How do stocks perform after the Fed cuts interest rates? Pretty well, actually.

The stock market has had a nice run in 2024, but investors have been nervous lately, because many are concerned…

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