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How does ‘buy now, pay later’ affect your credit score?
Key takeaways Buy now, pay later (BNPL) options allow consumers to split purchases into manageable installments, often without interest. Some…
Guide to downsizing your home
MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Downsizing involves moving out of your current home to a smaller, ideally…
The 10 largest home equity lenders
Franz Marc Frei/Getty Imgaes The pandemic-fueled real estate boom has led to a large appreciation in the worth of home…
How to properly destroy a metal credit card
WAYHOME studio/Shutterstock Key takeaways Metal credit cards, which are more durable compared to plastic cards, require different disposal methods. Some…
What is an irrevocable beneficiary?
Weekend Images Inc./Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An irrevocable beneficiary has a guaranteed right to receive the…
What is a dead cat bounce in investing?
Images by GettyImages; Illustration by Hunter Newton/Bankrate There are many ways that investors try to predict future stock price movements.…
Does an annuity make sense if you don’t have a high net worth?
Annuities have long been touted as a reliable way to generate income in retirement. But the upfront cost of an…
The best dividend mutual funds
The appeal of the best dividend mutual funds should be clear: They offer a sizable dividend today, and they can…
Merchant services 101: A complete guide
PeopleImages/Getty Images Key takeaways Merchant services is a wide-ranging term used to describe the various payment-related services and equipment for…
BankAmericard vs. Citi Diamond Preferred
F.J. Jimenez/Getty Images Key takeaways The BankAmericard® credit card and Citi® Diamond Preferred® Card are two solid balance transfer cards…
