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Citi ThankYou Trifecta Guide | Bankrate

jacoblund/iStock/Getty Images Plus Key takeaways Strategically combining three Citi cards allows you to both earn more rewards as well as…

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Pros and Cons of a Cash-Out Refinance

Weekend Images Inc./Getty Images Key takeaways A cash-out refinance offers benefits like access to money at potentially a lower interest…

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How And Where To Finance Your Engagement Ring in 2024

alvaro gonzalez/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways In-house financing, credit cards, personal loans and point-of-sale financing are…

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What Is A Debt-To-Income Ratio For A Mortgage?

Key takeaways Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. Most lenders see DTI…

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Should You Refinance To A 15-Year Mortgage?

pixdeluxe/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing from a 30-year mortgage to a 15-year mortgage can save you a…

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Best $20,000 Personal Loans And Top Alternatives

MilosStankovic/Getty Images Key takeaways You can borrow a $20,000 personal loan through most banks, credit unions and online lenders. Assess…

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Shop For A Mortgage Without Hurting Your Credit

Key takeaways Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your…

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Used Car Insurance | Bankrate

If you are looking at purchasing a used car in part because it is cheaper than a new car, you…

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Can You Change A Secured Credit Card To An Unsecured Card?

Key takeaways It is possible to upgrade from a secured credit card to an unsecured one after building up credit,…

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Credit Card Hacks That Don’t Actually Work

Key takeaways Credit card hacks are popular ways to save money and earn rewards, but some can negatively affect your…

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