Homes
Latest Homes News
How Personal Loans Help With Back-To-School Budgets
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…
What Is A 5/1 Adjustable-Rate Mortgage (ARM)?
Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts…
Types of Mortgage Refinance Options
Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves…
Cashing Old Checks: How Long Is A Check Good For?
Key takeaways Checks are typically only valid for six months after being signed. Banks may still accept a stale check,…
Mortgagor Vs. Mortgagee: What’s The Difference?
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
How Does Pet Insurance Work And How Do You Use It For Your Pet?
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and preventive care. Deductibles are upfront…
5 Legitimate Federal Student Loan Repayment Loopholes
As a certified student loan counselor, I’m often asked if there are any quick fixes or secret hacks to getting…
What Is A Purchase Agreement?
Key takeaways A purchase agreement is a legally binding contract that spells out the details of a real estate transaction.…
Best 7-Year Fixed Annuity Rates
For investors seeking a predictable return without the volatility of the stock market, a seven-year fixed annuity can be an…
10 Most Affordable States For Retirees In 2025
New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual Best and Worst States to…
