Key takeaways Delta SkyMiles Shopping lets program members earn extra Delta miles for each dollar they spend at participating stores.…
Peer-to-peer (P2P) payment services allow users to send money to another person’s bank account through a third-party website or mobile…
Key takeaways A short-term car lease is typically for two years or less. You may be able to negotiate with…
praetorianphoto/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Leasing a car before buying allows you to test the car before committing…
Key takeaways Rewards checking accounts offer cash back on debit card purchases and/or competitive interest rates on account balances. Many…
Key takeaways While credit unions function differently than banks, most offer traditional unsecured personal loans. The maximum interest rate offered…
Be a first-time homebuyer Purchase a primary residence within city limits Earn no more than 80 percent of the local…
Key takeaways Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services…
Jaskaran Kooner/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA loan closing costs are typically 2 percent to 6 percent of…
Social Security provides benefits not only to retired workers but also to spouses who have not contributed to the program.…
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