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Latest Homes News

Does Homeowners Insurance Cover Fire Damage?

Key takeaways Home insurance policies generally cover losses from a fire, unless it’s due to arson or is caused by…

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Home Equity Loan Vs. Home Improvement Loan

Key takeaways Home equity loans are second mortgages: Borrowers convert their homeownership stake into ready cash, with the home as…

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How To Get The Best Money Market Account Rate

Key takeaways Top money market rates reach 4.40% APY — significantly higher than the national average for MMAs. Online banks…

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How To Open A Certificate of Deposit (CD)

Key takeaways Opening a CD requires providing your personal information, government-issued ID, and funding the account with an initial deposit.…

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Pros And Cons Of Community Banks

Key takeaways Community banks are locally-owned institutions with less than $10 billion in assets that focus on serving specific neighborhoods…

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Routing Number: What It Is And How To Find Yours

Key takeaways A routing number is a nine-digit code that identifies your bank for electronic transactions like direct deposits, wire…

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New $1,700 Tax Credit Coming Soon For Donations For Private Schools

Klaus Vedfelt/GettyImages Taxpayers can soon take advantage of a new federal tax credit of up to $1,700 for donations to…

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What Is A Good Interest Rate On A Savings Account?

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…

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Rates or Prices? Which Need to Drop to Make Housing Affordable?

Key takeaways A substantial drop in mortgage rates would create a bigger impact than a drop in home prices for…

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Home Equity Loan Rates Fall To Lowest Rates of 2025

Image by GettyImages; Illustration by Bankrate Both HELOCs and home equity loans took a step down in the latest week.…

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