Key takeaways Home insurance policies generally cover losses from a fire, unless it’s due to arson or is caused by…
Key takeaways Home equity loans are second mortgages: Borrowers convert their homeownership stake into ready cash, with the home as…
Key takeaways Top money market rates reach 4.40% APY — significantly higher than the national average for MMAs. Online banks…
Key takeaways Opening a CD requires providing your personal information, government-issued ID, and funding the account with an initial deposit.…
Key takeaways Community banks are locally-owned institutions with less than $10 billion in assets that focus on serving specific neighborhoods…
Key takeaways A routing number is a nine-digit code that identifies your bank for electronic transactions like direct deposits, wire…
Klaus Vedfelt/GettyImages Taxpayers can soon take advantage of a new federal tax credit of up to $1,700 for donations to…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Key takeaways A substantial drop in mortgage rates would create a bigger impact than a drop in home prices for…
Image by GettyImages; Illustration by Bankrate Both HELOCs and home equity loans took a step down in the latest week.…
Sign in to your account