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What Is A Joint Bank Account? How It Works And Do You Need One

Key takeaways A joint bank account is a bank account owned by two or more people, typically couples, family members…

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My Kid Is Going to College. Do They Need Dorm Insurance?

So your kid is going to college — and it’s time to pack. Laptop: check. Extra-long twin sheets: check. Mini…

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How Non-US Citizens Can Open A Bank Account

Key takeaways Non-U.S. citizens can open bank accounts in the U.S., but it’ll require extra steps and documentation, especially if…

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Car Depreciation: What It Is and How It Works

Trevor Williams/Getty Images Car depreciation is a part of vehicle ownership you can’t avoid. It relates to the rate at…

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What To Do If You Lose Your 401(k) Employer Match

Key takeaways Before you react to a lost 401(k) match, assess your finances and the financial health of your company.…

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5 Ways To Use Your Brokerage Like A Savings Account

Key takeaways Brokerage accounts can function like high-yield savings accounts by holding cash in money market funds or government bonds.…

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Brokerage Checking Accounts: Pros And Cons

RgStudio/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Brokerage checking accounts work differently than regular bank accounts by automatically spreading your…

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5 Annuity Strategies For High Net Worth Individuals

Most people who own annuities are middle class. Seventy percent of annuity owners had total annual household incomes under $100,000…

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Reduced Paid-Up Life Insurance | Bankrate

Key takeaways Reduced paid-up life insurance allows you to keep your whole life policy in place with a reduced death…

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Loss Assessment Coverage | Bankrate

One advantage of having a home insurance policy is being able to customize your coverage with riders, or endorsements, to…

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