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Indestata > Debt > The Psychology of Affluence
Debt

The Psychology of Affluence

TSP Staff By TSP Staff Last updated: February 7, 2025 2 Min Read
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F. Scott Fitzgerald once said to Hemingway “The rich are different from you and me.” To which the other author replied: “Yes, they have more money.”

True. But let’s take it a step deeper. The reason the rich have more money, I believe, is that they think differently.

My family was wealthy. So were most of their friends. Over the years I’ve talked to thousands of affluent women.

One day, I made a list of things I consistently hear them say or imply.

I’m not talking about highly paid celebrities that go in and out of bankruptcy, but those who sustain their wealth over a long period. I came up with 9 common threads that seem to represent how they think.

  1. I am confident about my ability to create wealth. It’s part of my self-image.
  2. I respect money and I value myself.
  3. I understand and follow the financial basics.
  4. I see no obstacles. Only opportunities.
  5. I talk possibility. Not limitation.
  6. I’m willing to do the tough stuff (that scares everyone else including me!)
  7. I know how to use risk to amplify my wealth.
  8. I rely on a team to help me manage my money.
  9. I take responsibility…for everything.

These 9 traits make great affirmations. There are probably more. Anything you’d add to this list? Leave me a comment below.

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