A Credit Karma survey found that somewhere around 37% of tax-paying Americans rely on their refund to get by. Among millennials, that number rises to 50%. A few thousand dollars can make a significant difference for most Americans, especially when a large number of us can’t even afford a $500 emergency. That said, scammers take advantage of the fact that there are so many people waiting for their refunds. A “refund trick” has started circulating where scammers claim they can get you a bigger refund by using a “hack.” What happens is they steal all of your information, and potentially your original refund amount too. Here’s what you need to know about this IRS scam alert and what you can do to protect yourself.
Why This Viral Refund Trick Is Spreading So Quickly
The “refund trick” is gaining traction because it promises something everyone wants: fast cash with no downside. Many posts claim that entering certain numbers on a tax return will “force” the IRS system to release a larger refund. These videos and graphics look polished, which makes them seem legitimate to seniors who may not be familiar with online editing tools. Scammers also use urgent language, telling viewers to act before a fake deadline to avoid missing out.
How Scammers Use the Trick to Steal Personal Information
Once seniors engage with the content, scammers often direct them to fake IRS websites or impersonation forms. These pages ask for Social Security numbers, bank details, and even driver’s license information under the guise of “verifying refund eligibility.” Every detail entered becomes a tool for identity theft, tax fraud, or unauthorized account access. Some scammers go further by offering “refund assistance” and requesting remote access to a victim’s computer.
The IRS Has Confirmed the Trick Is 100% Fake
The IRS has already issued multiple warnings stating that no online hack, code, or form entry can increase a taxpayer’s refund. Refund amounts are calculated strictly based on income, credits, and verified documentation, not viral shortcuts. Seniors who attempt the trick may accidentally trigger processing delays or audits if incorrect information is submitted. The agency has also emphasized that it never contacts taxpayers through social media or asks for personal information through direct messages.
Red Flags That Signal a Refund Scam Immediately
Several warning signs can help seniors spot the scam before it causes damage. Any post claiming “secret IRS codes” or “loopholes the government doesn’t want you to know about” should be treated as suspicious. Messages that demand immediate action or threaten financial loss are classic scam tactics. Seniors should also be wary of links that lead to websites with unusual URLs, spelling errors, or requests for sensitive information.
What Seniors Should Do If They Already Shared Information
If a senior has already entered personal information into a suspicious website, immediate action is essential. The first step is to log into their official IRS online account to check for unauthorized activity. They should also contact their bank to monitor for unusual transactions and consider placing a fraud alert with the major credit bureaus. Reporting the scam to the IRS helps prevent others from becoming victims and allows investigators to track emerging fraud patterns.
Safe Ways to Verify Refund Status Without Risk
You should always perform all tax-related activities through a trusted website/source, whether it be TurboTax or the IRS itself.
Seniors can safely check their refund status using the IRS “Where’s My Refund?” tool on the official IRS website. This tool updates daily and provides accurate information without requiring unnecessary personal details.
For those who prefer phone support, calling the IRS directly is another secure option. Seniors who use a tax preparer can also request verification through their professional’s secure portal.
The truth is that there are no shortcuts, hacks, or secret codes that can boost a tax refund, and anyone claiming otherwise is trying to take advantage of vulnerable taxpayers. Seniors who stay grounded in official IRS guidance and avoid viral tax advice are far less likely to face refund delays or identity theft.
Have you seen this viral “refund trick” circulating online, or know someone who has fallen for a similar scam? Share your thoughts and experiences in the comments.
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