By using this site, you agree to the Privacy Policy and Terms of Use.
Accept

Indestata

  • Home
  • News
  • Personal Finance
    • Credit Cards
    • Loans
    • Banking
    • Retirement
    • Taxes
  • Debt
  • Homes
  • Business
  • More
    • Investing
    • Newsletter
Reading: Do You Really Owe Your Parents Anything?
Share
Subscribe To Alerts
IndestataIndestata
Font ResizerAa
  • Personal Finance
  • Credit Cards
  • Loans
  • Investing
  • Business
  • Debt
  • Homes
Search
  • Home
  • News
  • Personal Finance
    • Credit Cards
    • Loans
    • Banking
    • Retirement
    • Taxes
  • Debt
  • Homes
  • Business
  • More
    • Investing
    • Newsletter
Follow US
Copyright © 2014-2023 Ruby Theme Ltd. All Rights Reserved.
Indestata > Debt > Do You Really Owe Your Parents Anything?
Debt

Do You Really Owe Your Parents Anything?

TSP Staff By TSP Staff Last updated: April 17, 2025 6 Min Read
SHARE
Image by Klara Kulikova

It’s one of those questions that feels almost taboo to ask out loud: Do we actually owe our parents anything? For many people, the default response is yes. After all, they raised you, fed you, supported you, and in most cases, made countless sacrifices along the way. But when you really start to unpack it, the idea of owing your parents can get complicated, especially if your upbringing wasn’t exactly idyllic.

In a society that places a high value on family loyalty and filial piety, questioning this unspoken social contract can feel wrong. Yet more and more people are starting to wrestle with this exact dilemma, especially as they become adults navigating boundaries, independence, and sometimes even healing from family-related trauma.

So, let’s talk about it. Not from a place of judgment or obligation, but from a place of curiosity and honesty.

The Debt of Upbringing: Real or Implied?

Many of us grow up hearing some version of the phrase, “After all I’ve done for you…” Whether spoken gently or as a guilt-laced accusation, it plants a seed: that being a parent earns lifelong devotion, obedience, or even repayment. But is that fair?

Parenthood, ideally, is a choice. Most parents bring children into the world by their own decision. Raising a child, providing food, shelter, love, and education, is not a favor. It’s the fundamental responsibility of becoming a parent. When we frame basic care as something that’s owed back, it implies that a child exists in debt, rather than in a relationship.

That doesn’t mean gratitude shouldn’t exist. Gratitude can be powerful, grounding, and deeply moving. But gratitude isn’t the same as obligation. The two often get tangled, especially in families where love is transactional or conditional.

When Love Comes with Strings

For some, the idea of owing their parents feels obvious, because they’ve been reminded of it constantly. Maybe it came through veiled guilt trips or more overt pressure. Maybe they’ve been told it’s their job to take care of their parents in old age, no matter the cost to their own life or well-being. Maybe they’ve been expected to stay close, follow certain career paths, marry the “right” kind of person, or uphold a family image they never signed up for.

In those situations, “owing” becomes less about love and more about control. And that’s where resentment often begins to grow.

Children who were emotionally neglected, abused, or raised in dysfunctional households may feel doubly conflicted. They’re told they should feel grateful, but their lived experiences say otherwise. The expectation to give back to someone who caused harm, or was simply absent, can feel like being asked to pour from an empty cup.

Image by Philippe Leone

Cultural Expectations and Generational Shifts

In many cultures, there’s a long-standing belief in honoring and caring for one’s parents as they age. It’s not just expected. It’s revered. That mindset is often rooted in communal values, tradition, and survival. In such contexts, adult children moving out and “doing their own thing” can be seen as selfish or disrespectful.

But the world is changing. Millennials and Gen Z have grown up in a vastly different social and economic landscape than their parents did. They’re navigating higher costs of living, mental health awareness, and a growing emphasis on boundaries and autonomy. As a result, the concept of what’s “owed” to parents is being re-examined and sometimes redefined.

That doesn’t mean people are abandoning their parents en masse. It means they’re starting to ask more nuanced questions about what healthy intergenerational relationships look like in the modern age.

From Obligation to Authentic Connection

So, what do we really owe our parents?

Maybe it’s less about owing and more about choosing. Choosing to maintain a relationship not because we’re told we must, but because we genuinely want to. Choosing to help when we’re able, not out of guilt, but out of mutual care. Choosing to express love, or even forgiveness, on our own terms.

For some, that might mean regular phone calls, financial support, or being present in their parents’ lives. For others, it might mean setting firm boundaries or even going no contact in extreme situations. Both choices are valid. What matters is whether the relationship is reciprocal and respectful, not just performative.

At its best, family isn’t a debt to repay. It’s a space to grow, to be seen, and to offer love without coercion. But if that space never existed in the first place, no adult child should feel like they’re forever in the red.

Do you feel like you owe your parents anything? Has that feeling changed over time, or is it something you’re still figuring out?

Read More:

12 Things Your Will Tells Your Family About You

Your Parents Will Never Need To Live With You If You Follow These 8 Steps

Read the full article here

Sign Up For Daily Newsletter

Be keep up! Get the latest breaking news delivered straight to your inbox.
By signing up, you agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time.
Share This Article
Facebook Twitter Copy Link Print
What do you think?
Love0
Sad0
Happy0
Sleepy0
Angry0
Dead0
Wink0
Previous Article How To Find The Best FHA Mortgage Lender
Next Article Do Mental Health Days Really Help—Or Just Postpone the Breakdown?
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

FacebookLike
TwitterFollow
PinterestPin
InstagramFollow
TiktokFollow
Google NewsFollow
Most Popular
Mothers Earned 35 Percent Less than Fathers in 2024
May 9, 2025
Chase Sapphire Reserve Benefits Guide
May 9, 2025
How to Withdraw From Your 401(k) After Age 60
May 9, 2025
5 Types Of Credit Cards I’m Packing On My Summer Trips
May 9, 2025
Did Inflation Kill Saving Methods? 6 Reasons It Might Bounce Back
May 9, 2025
Should I Get a Credit Card in My Child’s Name?
May 9, 2025

You Might Also Like

Debt

Budgeting Apps in Canada – Pros & Cons to Know

4 Min Read
Debt

15 Hidden Playbook Moves Money Saving Advice Gurus Keep to Themselves

12 Min Read
Debt

6 Warning Signs You’re Botching Best Way To Save Money and Don’t Know It

6 Min Read
Debt

10 Trendy Buys Fuelled by FOMO That Are Quietly Wrecking Your Budget

7 Min Read

Always Stay Up to Date

Subscribe to our newsletter to get our newest articles instantly!

Indestata

Indestata is your one-stop website for the latest finance news, updates and tips, follow us for more daily updates.

Latest News

  • Small Business
  • Debt
  • Investments
  • Personal Finance

Resouce

  • Privacy Policy
  • Terms of use
  • Newsletter
  • Contact

Daily Newsletter

Subscribe to our newsletter to get our newest articles instantly!
Get Daily Updates
Welcome Back!

Sign in to your account

Lost your password?