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Indestata > Debt > 7 Ways Your Pet Teaches You to Save – Pet Ownership on a Budget
Debt

7 Ways Your Pet Teaches You to Save – Pet Ownership on a Budget

TSP Staff By TSP Staff Last updated: March 14, 2025 4 Min Read
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3. Ditch the Gym: Let Your Sidekick Keep You Active

Dogs need walks, cats need play time, and even small pets like rabbits or birds can encourage movement. Building an exercise routine with your pet – or while your pet keeps you company – can double as your workout, reducing costs on gym membership or fitness classes while also bonding with your family friend. The internet is full of creative ideas to get active with your pet at home or outdoors—and it’s all free! Whether it’s a game of fetch, a DIY agility course, or some hide and seek at home, staying active with your pet can be way more fun than running on a treadmill.

4. Preventative Care Can Prevent the Biggest Expense of Owning a Pet

Regular vet checkups can avoid costly emergency bills down the line, which are often the biggest expense of owning a pet. Preventative care not only saves you money in the long run but also keeps your pet healthy and happy. Turn their vet visits into a positive experience with special treats and rewards. And while you’re at it, use your pet’s routine checkups as a reminder to prioritize your own health as well. Scheduling annual check-ups – including check ups, can save big on (medical) bills down the road.

5. Save Money on Pet Expenses with Creativity

Grooming your pet at home is both healthy for your family friend and your wallet, allowing you to save money on pet expenses while keeping them looking their best. Learning basic grooming or niche care skills can help you avoid or space out professional grooming visits or vet appointments, depending on your pet’s needs. The same goes for you! Reducing the frequency of your own hair cut appointments by learning at-home grooming techniques can significantly lower your personal care costs.

6. Smart Spending Tips for Pet Owners

Caring for your pet forces you to separate needs from wants—a mindset that can spill over into your personal finances. Creating a pet budget to help track expenses like food, vet care, toys or , and savings for emergency pet expenses can help you stay on track. You can even turn it into a game by setting savings goals and urself and your pet with a small treat when you hit the goal. It’s a win-win for your wallet and your pet’s happiness!

7. Build a Pet Community to Share and Save

Joining a pet community allows you to connect with other pet owners and share resources, like pet-sitting or hand-me-down supplies. Look for local pet groups or online forums where you can find free or low-cost resources. For example, Buy Nothing groups often have free pet supplies available. This sense of community can expand into other areas of your life, helping you save on everything from childcare to home repairs.

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