Personal Finance

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Latest Personal Finance News

Guide to the 2024 Discover cash back calendar

Editor’s note: Some of the Discover offers on this page may be expired. Check out our Best Credit Cards page…

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Current bonus categories: Chase, Discover and Citi

South_agency/Getty Images Key takeaways Cash back cards that feature rotating bonus categories reward you higher cash back rates for spending…

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How to get a personal loan in 9 steps

Key takeaways To get a personal loan, you generally need a stable income, an acceptable credit score and a verifiable…

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Chase Freedom Unlimited: Ways to use the $300 cash sign-up bonus

Key takeaways The Chase Freedom Unlimited® credit card offers a welcome bonus of up to $300 for new cardmembers, via…

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Are my credit card rewards taxable?

Key takeaways If your credit card issuer offers you rewards for making purchases, the IRS considers the rewards earned to…

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10 alternatives to personal loans and who they’re for

Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. Each alternative…

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Can you get a loan with fair credit? Yes — here’s how

Thomas Barwick/Getty Images Key takeaways You won’t qualify for the lowest rates if you apply for a personal loan with…

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Chase Freedom Flex 2024 bonus categories

Key takeaways The Chase Freedom Flex® and Chase Freedom® offer quarterly rotating bonus categories through which cardholders can earn 5…

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Guide to chip and PIN credit cards

Key takeaways Chip and PIN credit cards have a unique code for each purchase, making it difficult for thieves to…

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What is a purchase APR?

Thomas Barwick/Getty Images Key takeaways A purchase APR is the interest rate your issuer applies to your regular credit card…

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