Personal Finance

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Latest Personal Finance News

How to Use Your 401(k) to Invest in Real Estate

Most 401(k) plans invest in mutual funds, stocks, bonds, and other financial instruments, but you can also use these funds…

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8 Retirement Savings Strategies for High-Income Earners

High-income earners can optimize their retirement savings by using strategies like maximizing contributions to retirement accounts, making backdoor Roth conversions…

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What is a good credit score?

MStudioImages/Getty Images Key takeaways Your FICO or VantageScore credit score represents your creditworthiness, and the higher your score, the better…

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Aligning U.S. Housing Market Expectations With Reality Is Key

Access to housing in the United States is one of many issues Americans face as they grapple with the current…

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E.U. Top Court Rules That Apple Must Pay Billions In Back Taxes

The European Union's top court has issued a final ruling in an ongoing legal battle over tax benefits, finding that…

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A Big Student Loan Relief Program Ends In 18 Days, With Credit Report And Loan Forgiveness Implications

A major student loan relief program that has benefited millions of Americans is about to end later this month. And…

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What Percentage of Income Should You Save for Retirement?

Saving for retirement is a major focus during your working years. You want to make sure you have enough money…

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Universal Wallets Set To Become Consumers’ Gateway To All Things Digital

The surge in popularity of digital wallets is a big multi-year story in payments. The convenience of being able to…

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Kamala Harris’ 28% Capital Gains Tax Plan Is A Surprise. Here’s Why

Vice President Kamala Harris has proposed a 28% tax on long-term capital gains for Americans who earn $1 million or…

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Hyper-Targeted Tax Breaks Are A Troubling Campaign Trend

Both Donald Trump and Kamala Harris are promoting a troubling idea: Hyper-targeting tax subsidies to narrowly favored activities or occupations.…

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