Personal Finance

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Latest Personal Finance News

FAFSA Delays Create A Major Problem Of Fewer Completions

The Free Application for Federal Student Aid is the main way for families to access various scholarships, grants and federal…

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I Have $850,000 in an IRA and Would Receive $2,800 Monthly from Social Security. Can I Retire at 65?

For many retirees, prudent withdrawals from a wisely invested portfolio combined with Social Security benefits can provide a consistent income…

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What’s a good APR for a credit card?

Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits…

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What States Have a Flat Income Tax?

While the federal government applies a consistent tax system to every citizen, states have tax rates they set independently from…

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Why Capital One’s $35 Billion Discover Takeover Will Be A Profit Game Changer

If Capital One’s COF $35 billion bid to acquire Discover Financial Services DFS makes it through regulatory scrutiny, the deal…

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Best online banks that take cash deposits

Using an online-only bank often means you’ll earn higher rates and pay fewer fees than you would with a brick-and-mortar…

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Payday loans vs. installment loans: One is a much better option

Luis Alvarez/Getty Images Payday loans are designed for people with bad credit or little credit history. These loans come with…

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Your 529 Plan Just Got A Juicy New Perk

‍If you're using a 529 plan to save for your child's higher education, a recent legislative update could be a…

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The Essential Tax Guide For Last Minute Filers

Tax forms, changes, deadlines and refunds. Whether you’re starting or finishing your 2023 1040, we’ve got tips to see you…

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How to maximize flat-rate cash back credit cards

Flat-rate cash back credit cards definitely have their advantages — especially for people who have no desire to keep track…

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