Personal Finance
Latest Personal Finance News
Average credit score for personal loans
The average FICO credit score in the U.S. is currently 716, according to recent data from FICO. This average has…
Understanding Your Form 1040
Top tax professionals will tell you that effective tax planning needs to be proactive, not reactive. The best tax planning…
4 Ways To Distinguish Good Debt From Bad Debt
The average interest rate on a bank credit card is currently 21.5%. That’s the highest level since the Federal Reserve…
Hilton Honors Dining program guide
Key takeaways Hilton Honors Dining allows you to earn Hilton Honors bonus points for dining at participating restaurants, bars and…
I’m Going to Get $3,000 Per Month From Social Security. How Can I Reduce My Taxes?
When determining your income taxes in retirement and on your Social Security benefits, the IRS uses your “combined income” and…
Tax Credits You Can Use to Reduce Your 2024 Taxes
Tax season has arrived, and when it comes to preparing your return remember this: deductions are good, but tax credits are better.Anyone…
Elevated Interest Rates Are Pushing U.S. Corporates Into Default
The current high level of interest rates will increase default rates of leveraged companies. For more than two decades, American…
The average amount in U.S. savings accounts – how does your cash stack up?
Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without…
Personal loans for college students: Should you ever consider one?
You may have used federal or private student loans to cover tuition, housing, textbooks, and other higher education expenses. Unfortunately,…
The IRS Improves Its ‘Where’s My Refund’ Tool
The IRS has made improvements to its refund tracking tool that should help taxpayers better understand the status of their…
