Personal Finance
Latest Personal Finance News
Defined Benefit Plans for the Self-Employed
Unlike other retirement plans, a defined benefit plan for the self-employed promises a specific payout upon retirement, calculated based on…
What Is a Gift Loan and How Does It Work?
A gift loan is essentially a loan with an interest rate well below the market average, or even no interest…
Super savers: How much is too much to put in a savings account?
Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially…
Will Gen AI Agents Transform Financial Services?
It’s barely 20 months since OpenAI launched ChatGPT, but in that short time we’ve seen a dramatic change in how…
Pennsylvania Is Latest State To Sign On To The 2025 IRS Direct File Program
Pennsylvania has joined the list of states that will participate in the IRS Direct File program in 2025. The move…
Social Security Issues 2 Alerts
The Social Security Administration recently issued two alerts about the program. Many people who access information about their Social Security…
I Will Claim a $3,750 Social Security Benefit. Will My Wife Automatically Get a Spousal Benefit?
If your wife is eligible to collect a spousal benefit, whether or not it is paid automatically can depend on…
1031 Exchange Rules in California
Selling an underperforming asset and buying a similarly priced, more promising investment is a logical business move – but what…
How to choose a bank: 8 steps to take
The best bank for you is one that fits your unique financial situation. Each bank differs in its strengths, so…
Americans Want ‘Open Banking’ (But Don’t Know What That Means)
OBSERVATIONS FROM THE FINTECH SNARK TANK More and more, whenever I see the term “open banking” being used, my eyes…
