Personal Finance

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Latest Personal Finance News

The Essential Tax Guide For Last Minute Filers

Tax forms, changes, deadlines and refunds. Whether you’re starting or finishing your 2023 1040, we’ve got tips to see you…

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How to maximize flat-rate cash back credit cards

Flat-rate cash back credit cards definitely have their advantages — especially for people who have no desire to keep track…

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How Much Money Most People Have Saved By Age 60

According to The Federal Reserve, the median retirement account savings for households between ages 55 and 64 is roughly $185,000. While…

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Want to save money on paper checks? Skip your bank

With online bill payment and mobile wallets on the rise, consumers are relying less on paper checks. Those who do…

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Tax Deferred vs. Tax Exempt Retirement Accounts

The most common form of retirement account is tax-deferred. This refers to portfolios which allow untaxed contributions and gains during…

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Capital One Should Not Rush To Acquire Discover

Capital One’s COF plan to acquire Discover caused much debate this week about what the potential merger could mean for…

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What’s the average personal loan interest rate?

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards.…

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Best soft pull credit cards

There are two types of credit checks: a soft pull or inquiry and hard pull. A soft pull is a…

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How an ESOP to IRA Rollover Works

An ESOP (Employee Stock Ownership Plan) is a qualified retirement plan that allows employees to become partial owners of the…

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How to Make a Charitable Gift From Your IRA

Each year, you can make a tax-free charitable gift from your IRA or certain other pre-tax retirement account. This is…

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