Personal Finance

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Latest Personal Finance News

Guide to chip and PIN credit cards

Key takeaways Chip and PIN credit cards have a unique code for each purchase, making it difficult for thieves to…

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What is a purchase APR?

Thomas Barwick/Getty Images Key takeaways A purchase APR is the interest rate your issuer applies to your regular credit card…

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How to Create Retirement Savings Benchmarks for Your Goals

Creating retirement savings benchmarks can ensure financial security in your golden years. Setting clear retirement goals can help you enjoy…

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8 balance transfer credit card mistakes to avoid

Key takeaways Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several…

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Can You Collect Social Security While Still Working?

Many people approaching retirement wonder, can you collect Social Security while still working? The answer is yes, but it depends…

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How to upgrade or downgrade a Chase credit card

Tim Robberts / Getty Images Key takeaways Upgrading or downgrading your Chase credit card responsibly may be a good option…

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Chase Sapphire Reserve vs. Venture X vs. Amex Platinum

Key takeaways If you’re looking for a premium travel credit card, the Chase Sapphire Reserve®, The Platinum Card® from American…

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How to maximize the Venture X’s $300 annual travel credit

Key takeaways The best way to maximize your Capital One Venture X Rewards Credit Card travel credit is to combine…

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Is the Capital One Platinum Secured worth it?

Key takeaways The Capital One Platinum Secured Credit Card allows for a minimum security deposit of $49 for those who…

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Student finance 101: A crash course in building a strong financial foundation during college

Student loans get a lot of attention, and rightfully so, but college students have many other important money matters to…

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