Personal Finance

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Latest Personal Finance News

Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs

In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered by the world’s response to…

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Federal Court Grants Summary Judgment Motion On Willful FBAR Penalty

Litigation in federal court is analogous to a game of chess. Although each side has a limited number of moves,…

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Biden Proceeds With Hardship Student Loan Forgiveness Plan — 6 Key Details

Last week, President Joe Biden praised his administration’s efforts to provide debt relief to borrowers, noting in his State of…

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I’m 63 With a $1.6 Million Net Worth and $4,500 in Monthly Expenses. Can I Retire Now?

With a $1.6 million net worth and $4,500 in monthly expenses, retiring at 63 is a possibility, but quite a…

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When and How to Report a 1031 Exchange on Your Tax Return

A 1031 exchange allows certain real estate investors to defer capital gains taxes when selling one investment property and reinvesting…

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What is a good credit personal loan? And how do you qualify for one?

Delmaine Donson/Getty Images Key takeaways Good credit loans typically offer more competitive terms and interest rates than fair credit or…

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A guide to foreign transaction fees

Key takeaways Foreign transaction fees are surcharges paid by credit card holders on international transactions. These fees typically range from…

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Current CD rates for July 2024

Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which…

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Beyond The Crystal Ball: AI’s Controversial Power To Predict Our Death Date

The insurance industry, traditionally reliant on statistical models and actuarial tables, is undergoing a significant transformation. With the advent of…

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Government Files Notice Of Appeal After Corporate Transparency Act Deemed Unconstitutional

(Author’s Note: Edited to reflect Statement from the Treasury.) You knew it was coming: the U.S. Department of Justice and…

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