Personal Finance

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Latest Personal Finance News

I’m Receiving $3,500 Per Month From Social Security. How Can I Reduce My Taxes?

Social Security can generate real income.The more you earned during your working life, up to each year’s income caps, the…

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How to qualify for competitive rates on low-interest personal loans

Key takeaways A high credit score and income are crucial to getting the lowest rates on a personal loan. Improve…

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Is the Amex Gold worth it?

Key takeaways The American Express® Gold Card is worth it for foodies, Uber lovers and frequent travelers. The Amex Gold…

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Cash stuffing: How this trendy budgeting method works

Although cash stuffing is a technique that’s been around for a while, it’s resurged in recent months — particularly among…

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What Are The Long-Term Financial Commitments Of Pet Ownership?

Pet ownership is filled with joy, companionship, and a series of ongoing financial commitments that extend far beyond the initial…

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I’m 67 With $2 Million in an IRA. How Do I Make Sure This Money Lasts the Rest of My Life?

If you had $2 million saved in an individual retirement account (IRA) by age 67, could you make it last…

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Available Education Tax Credits You Can Claim

For students and their parents, there are two tax credits that can help with the costs of higher education. The…

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How to compare personal loans and choose the best option for you

Key takeaways The average interest rate on a personal loan is above 12 percent. Common fees include origination fees, prepayment…

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What is the limit for a balance transfer card?

Key takeaways The amount you can transfer with a balance transfer credit card depends on your credit limit, which is…

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Early account closure fees at top banks

Key takeaways Several banks charge an early account closure fee, usually between $5 and $50, if a customer closes their…

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