Personal Finance
Latest Personal Finance News
How to calculate interest on a loan: Tools to make it easy
Key takeaways Lenders charge two types of interest to earn money on the amount borrowed: simple or amortized. Short-term loans,…
Maximize rewards with these transfer bonuses
Key takeaways The top credit card programs partner with select airlines and hotels, allowing you to transfer points and miles…
USAA Bank savings account rates
Logo by USAA Bank; Illustration by Hunter Newton/Bankrate USAA is a members’ association, and many of its products — including…
What Comes Next For Banks With Generative AI
At the start of the digital revolution, Bill Gates said that “banking is necessary; banks are not.” That was back…
Don’t Skip The IRS ‘Yes Or No’ Crypto Tax Question On 2023 Tax Returns
There is a lot of talk about crypto investors and tax compliance, but a yes or no question can be…
$336 Million In Student Loan Forgiveness Approved In These 3 States
The Biden administration has been steadily approving student loan forgiveness for millions of borrowers across the country. Through a series…
When Should I Take My First RMD?
You may not be thinking about required minimum distributions (RMDs) throughout your career, but chances are that they’ll be on…
Who Is Eligible for the Earned Income Tax Credit (EITC)?
The earned income tax credit can provide substantial financial benefits for low-income working individuals and families, reducing taxes by hundreds…
How to manage your personal loan and save money
Key takeaways Set up an automated payment if it’s offered by the lender to keep on top of your loan…
How to settle credit card debt
Key takeaways If you're struggling with credit card debt, consider going through the debt settlement process. To start the process,…
