Personal Finance
Latest Personal Finance News
Watch Your Wallet: How The Upcoming Election Could Impact Your Taxes
In an election year, my retired and soon-to-be retired clients are usually asking what a Republican or Democratic win will…
How to Claim Spousal Social Security Benefits
If you’re married, divorced, or widowed, you may be wondering how to claim spousal security benefits based on your spouse’s…
How to Set Up a Payment Plan for Taxes You Owe
When an individual or business owes taxes to the Internal Revenue Service (IRS), settling the entire amount in a single…
Fed keeps rates on hold, signals possible rate cut in September
The Federal Reserve left interest rates unchanged but hinted that the time to cut them could be coming soon, as…
Why Eliminating Tax On Social Security Benefits Is Bad Policy
Former President Donald Trump has joined other politicians advocating for abolishing taxes on social security benefits. The idea may make…
Leaving Social Security Untouched May Drive 3.8M Seniors Into Poverty
Politicians love to say they “won’t touch” Social Security, as if leaving the program alone will protect older adults. In…
Defined Benefit Plans for the Self-Employed
Unlike other retirement plans, a defined benefit plan for the self-employed promises a specific payout upon retirement, calculated based on…
What Is a Gift Loan and How Does It Work?
A gift loan is essentially a loan with an interest rate well below the market average, or even no interest…
Super savers: How much is too much to put in a savings account?
Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially…
Will Gen AI Agents Transform Financial Services?
It’s barely 20 months since OpenAI launched ChatGPT, but in that short time we’ve seen a dramatic change in how…
