Personal Finance
Latest Personal Finance News
Available Education Tax Credits You Can Claim
For students and their parents, there are two tax credits that can help with the costs of higher education. The…
How to compare personal loans and choose the best option for you
Key takeaways The average interest rate on a personal loan is above 12 percent. Common fees include origination fees, prepayment…
What is the limit for a balance transfer card?
Key takeaways The amount you can transfer with a balance transfer credit card depends on your credit limit, which is…
Early account closure fees at top banks
Key takeaways Several banks charge an early account closure fee, usually between $5 and $50, if a customer closes their…
Banks Need To Get On The Buy Now, Pay Later Bandwagon
OBSERVATIONS FROM THE FINTECH SNARK TANK Spurred by the spike in online and mobile shopping during the pandemic, the popularity…
Gearing Up For The 2025 Energy Tax Debate
The guidance implementing the energy tax credits in the Inflation Reduction Act is not yet complete, but it’s already time…
Biden Administration Extends Recertification Deadline For IDR Plans
Last week, the Biden Administration announced that borrowers who are on income-driven repayment (IDR) plans like the new SAVE plan…
I’m 59 With $1.3 Million in a 401(k). How Do I Make Sure This Money Lasts the Rest of My Life?
Managing your money properly in retirement is critical for ensuring that it lasts as long as you do.For example, imagine…
What Is the Tax Underpayment Penalty and How Can It Be Avoided?
Understanding tax payments and the potential repercussions of underpayment is crucial. The tax underpayment penalty is one such charge that…
What is the APR on a personal loan?
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
