Personal Finance

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Latest Personal Finance News

Can I Collect My Spouse’s Social Security Before They Retire?

Yes, you can collect your spouse’s Social Security benefits before they retire — but there are specific conditions and limitations…

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Can Short-Term Capital Losses Offset Long-Term Capital Gains?

2024 Long-Term Capital Gains Tax Rates RateSingleMarried Filing JointlyMarried Filing SeparatelyHead of Household0%$0 – $47,025$0  – $94,050$0 – $47,025$0 –…

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How a new credit card can fight against inflation

Key takeaways The ongoing impact of surging inflation in recent years has left many Americans tightening their wallets. One surprising…

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Best joint checking accounts in July 2024

Joint checking accounts are a great option for anyone who wants to manage everyday spending with another person – whether…

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This Week In Credit Card News: Reward Programs Now Under Scrutiny By The Feds

Credit Card Reward Programs Under Scrutiny by Federal Regulators Whether it’s points, miles, or cashback, it’s nice to get rewarded…

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What To Do If The IRS Denies Your ERC Refund Claim

I’ve previously written about Employee Retention Credit (often called the ERC or ERTC) refund claims pending with the IRS here.…

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Those Leaving Prison Face Reentry Obstacle From Occupational Groups

Note: This entry was updated on July 31, 2024 to reflect a proper citation for National Employment Law Project’s work…

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10 Reasons You May Want to Retire Early

Picking the right time to retire is one of the most important parts of the equation, second only to building…

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How Capital Gains Tax on Home Sales Works

If you sell your home for a profit, the IRS considers this a taxable capital gain. This rule applies to…

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Why are credit card APRs so high?

The annual percentage rate (APR) on a credit card is the total cost of the credit to you. The periodic interest rate…

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