Personal Finance
Latest Personal Finance News
Americans Want ‘Open Banking’ (But Don’t Know What That Means)
OBSERVATIONS FROM THE FINTECH SNARK TANK More and more, whenever I see the term “open banking” being used, my eyes…
No, Bitcoin Won’t Solve Our National Debt
At a Bitcoin conference last weekend, Senator Cynthia Lummis (R-Wyo.) announced forthcoming legislation that would direct the Treasury to buy…
Banking Regulators Issue More Warnings About Fintech Partnerships
In a memo released yesterday, the Office of the Comptroller of the Currency (OCC), the Federal Reserve, and the Federal…
At What Age Should You Retire From the Federal Government?
Federal employees generally receive annuity-based pension funds when they retire. Depending on when you joined the government, this may be…
What Are the Imputed Interest Tax Rules?
Imputed interest rules can turn even a simple act of generosity into a taxable event. This IRS regulation requires interest…
Back To School…Estate Planning? POAs For College Bound Kids
Every year when August arrives, many high school graduates and their parents turn their attention to the college bound chaos…
The Best Savings Account APYs In Alabama
Now is a better time than ever to lock down a robust savings account. Compared to the 2010s, interest rates…
We’re 62 With $1.1 Million in 401(k)s. Should We Convert $100,000 Per Year to Avoid RMDs?
Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required Minimum Distributions (RMDs) that can…
How to Avoid Overpaying Your Taxes
Getting a tax refund can seem like a financial windfall, but it means you’ve overpaid your taxes and given the…
Recession prep: Should you apply for a balance transfer card now?
Credit: JGI/Jamie Grill/Getty Images: Illustration by Issiah Davis/Bankrate While rising interest rates have been a boon for savers who are…
