Personal Finance
Latest Personal Finance News
8 ways to spot personal loan scams and protect your finances
Key takeaways Be wary of any lender that guarantees loan approval without reviewing your financial situation. These promises are often…
I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…
Top 3 alternatives to installment loans
Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…
How to get a credit card with no credit history
Key takeaways You can still get approved for a credit card without a credit history. In fact, there are credit…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual…
How to find fixed-rate credit cards
Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to…
5 questions a newbie cardholder asked me — and what I told her
Credit cards can be a little (or very) confusing, especially if you’ve never had one before. They’re not as straightforward…
I’m a credit cards writer. Here’s why my girlfriend and I have the Amex Gold
I’ve been writing about credit cards for several years now. And when I went looking for a new travel rewards…
The top 6 buy now, pay later apps of 2024
Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the cost of a purchase over…
How to choose a 1.5 percent cash back card
Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like…
