Personal Finance
Latest Personal Finance News
The Best Savings Account APYs In Alabama
Now is a better time than ever to lock down a robust savings account. Compared to the 2010s, interest rates…
We’re 62 With $1.1 Million in 401(k)s. Should We Convert $100,000 Per Year to Avoid RMDs?
Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required Minimum Distributions (RMDs) that can…
How to Avoid Overpaying Your Taxes
Getting a tax refund can seem like a financial windfall, but it means you’ve overpaid your taxes and given the…
Recession prep: Should you apply for a balance transfer card now?
Credit: JGI/Jamie Grill/Getty Images: Illustration by Issiah Davis/Bankrate While rising interest rates have been a boon for savers who are…
How I built a six-figure net worth on a five-figure salary
When I graduated from college and started my first job, I had no idea what I was doing with my…
JPMorgan Chase Defends Top Spot Overall
By the start of 2024, bankers were cautiously settling down after the dramatic failures of a string of regional banks,…
A One-Step Process For Recovering From Financial Screw Ups
The pain of loss has an impact on us that is at least twice as powerful as the joy of…
When to Start Saving for Retirement
Determining when to start saving for retirement can have a major impact on your financial future. Beginning early allows you…
I’m Selling My House and Netting $480k. Can I Avoid Taxes While Downsizing for Retirement?
In most cases, when selling your primary residence you can exclude $500,000 of the gain if you file as a…
Though Fed holds lending rates steady, subprime cardholders continue to feel sting of high interest rates
The Federal Reserve appears to be winning its war against inflation, having successfully slowed it gradually over the past year.…
