Personal Finance
Latest Personal Finance News
Kamala Harris Has Favored Taxes To Raise Revenue And Change Policy
It is too soon to know the details of presumptive Democratic presidential nominee Kamala Harris’s 2024 tax agenda. But her…
Is Your IRA Safe From Creditors?
Retirement accounts are protected from creditors and lawsuits most of the time, but not all the time. You should know…
What Is an Active Participant in a Retirement Plan?
Active participation in a retirement plan refers to an individual being involved in an employer-sponsored retirement program, like a 401(k)…
How to manage debt with a balance transfer card
Key takeaways Before taking on a balance transfer offer to consolidate debt, budget for a monthly payment plan to pay…
7 banks that offer free checking accounts (or easily avoidable fees)
Banks often charge monthly fees just to maintain your checking account. Some charge penalties if your account dips below the…
Renting Right: Flipping The Script On Wealth Building In Sky-High Markets
If you were not in the fortunate bunch to lock in a nothing percent mortgage in 2020-2021, I get it,…
I’m 52 With $1.6 Million in a Taxable Brokerage Account and $1.1 Million in an IRA. Can I Retire Now?
It can be financially feasible to retire when projected retirement income equals or exceeds projected retirement expenses. In many cases,…
What to Know About Form 8889 for HSAs
If you’ve made contributions to or taken distributions from a health savings account (HSA), the IRS requires you to report…
Reasons to have a local bank
Key takeaways A local bank typically offers products and services tailored to consumers and businesses in the community where the…
The Fed’s Interest Rate Meeting Is Optimism Mixed With Uncertainty
For the vast majority of people in the U.S., the Federal Reserve’s interest rate decisions don’t directly matter much. Sure,…
