Personal Finance
Latest Personal Finance News
How to open a credit file for a new business
Key takeaways Having a business credit file can open the doors to many financing opportunities, which is why it’s important…
How to use a 0% APR credit card as an interest-free loan
Key takeaways Cards that offer a 0 percent intro APR on new purchases can be helpful for consolidating and paying…
Personal loan vs. the store’s no-interest loan for furniture
Key takeaways Some furniture stores offer in-store financing to pay for furniture over a specified period. You could also use…
How to maximize your Amex airline fee credit
Key takeaways The airline fee credit some premium American Express cards offer can help offset the high annual fees of…
Deciding between a personal loan vs. a credit card: Which is better?
Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and…
Pros and cons of emergency loans: How to tell if one is right for you
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Emergency loans provide quick access to cash for unexpected expenses, but…
What is a statement credit?
Key takeaways A statement credit is money that a card issuer applies to your account for making specific purchases. It…
Personal loan default: What it is and how to get out of it
Key takeaways A personal loan is in default if you fail to make scheduled payments over a defined period. Reaching…
What is an installment loan & how does it work?
Nattakorn Maneerat/Getty Images Key takeaways An installment loan is a debt that gives you funds all at once that are…
What is an excellent-credit personal loan?
Paul Bradbury/Getty Images Key takeaways An excellent-credit personal loan usually caters to borrowers with credit scores above 800. Personal loans…
