Personal Finance

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Latest Personal Finance News

How to Claim Spousal Social Security Benefits

If you’re married, divorced, or widowed, you may be wondering how to claim spousal security benefits based on your spouse’s…

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How to Set Up a Payment Plan for Taxes You Owe

When an individual or business owes taxes to the Internal Revenue Service (IRS), settling the entire amount in a single…

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Fed keeps rates on hold, signals possible rate cut in September

The Federal Reserve left interest rates unchanged but hinted that the time to cut them could be coming soon, as…

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Why Eliminating Tax On Social Security Benefits Is Bad Policy

Former President Donald Trump has joined other politicians advocating for abolishing taxes on social security benefits. The idea may make…

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Leaving Social Security Untouched May Drive 3.8M Seniors Into Poverty

Politicians love to say they “won’t touch” Social Security, as if leaving the program alone will protect older adults. In…

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Defined Benefit Plans for the Self-Employed

Unlike other retirement plans, a defined benefit plan for the self-employed promises a specific payout upon retirement, calculated based on…

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What Is a Gift Loan and How Does It Work?

A gift loan is essentially a loan with an interest rate well below the market average, or even no interest…

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Super savers: How much is too much to put in a savings account?

Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially…

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Will Gen AI Agents Transform Financial Services?

It’s barely 20 months since OpenAI launched ChatGPT, but in that short time we’ve seen a dramatic change in how…

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Pennsylvania Is Latest State To Sign On To The 2025 IRS Direct File Program

Pennsylvania has joined the list of states that will participate in the IRS Direct File program in 2025. The move…

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