Personal Finance
Latest Personal Finance News
How your credit limit is determined
Key takeaways Credit card issuers use information from credit reports, credit scores and income to determine credit limits for new…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
Applying for the wrong credit cards can just make bad credit worse
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
College students: Enjoy these student card benefits
Key takeaways A student credit card works the same as other credit cards except it’s designed with benefits that matter…
LightStream vs. SoFi: Which personal loan is right for you?
Hinterhaus Productions/Getty Images Key takeaways LightStream personal loans are better for borrowers with strong credit who want to find the…
Should I use a personal loan to pay off credit card debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households
The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…
How to Uncover Hidden 401(k) Fees
Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…
How to use 0% APR credit cards for home renovations
Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…
Is Upside a good way to save at gas stations, restaurants and grocery stores?
This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that…
