Personal Finance
Latest Personal Finance News
Credit card pros and cons
Key takeaways With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can…
What is a bad credit personal loan? Here’s what to know
elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s…
How to do a balance transfer with Bank of America
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
How your credit limit is determined
Key takeaways Credit card issuers use information from credit reports, credit scores and income to determine credit limits for new…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
Applying for the wrong credit cards can just make bad credit worse
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
College students: Enjoy these student card benefits
Key takeaways A student credit card works the same as other credit cards except it’s designed with benefits that matter…
LightStream vs. SoFi: Which personal loan is right for you?
Hinterhaus Productions/Getty Images Key takeaways LightStream personal loans are better for borrowers with strong credit who want to find the…
Should I use a personal loan to pay off credit card debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
