Personal Finance
Latest Personal Finance News
Is It Wise to Convert 20% of My IRA to a Roth Each Year to Avoid Taxes and RMDs?
Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many…
RFID credit cards: Should you worry about protection?
Key takeaways RFID credit cards are growing in popularity and have already been adopted by major credit card issuers. These…
Guide to Spirit Airlines Free Spirit
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit…
How to get your secured credit card deposit refunded
Key takeaways Once you’ve built up your credit and are ready to close your secured credit card account, you can…
Your guide to Apple Card’s cash back program
Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and select merchants, 2 percent on…
Best no-personal-guarantee business credit cards
A personal guarantee on a credit card makes you personally responsible for all payments and any resulting debt charged to…
Best credit cards for international travel
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Michigan Supreme Court Rules In Favor Of Homeowners In Years-Old Foreclosure Fight
In 2014, then-83-year-old Uri Rafaeli, a retired engineer in Michigan, underpaid his property taxes by $8.41. That was all it…
Bankrate’s 2024 Credit Card Debt Report
Americans have a love-hate relationship with their credit cards. Though many people try their best to pay their cards off…
Understanding 401(k) Contribution Errors
Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…
