Personal Finance
Latest Personal Finance News
Bankrate’s 2024 Credit Card Debt Report
Americans have a love-hate relationship with their credit cards. Though many people try their best to pay their cards off…
Understanding 401(k) Contribution Errors
Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…
How to get preapproved for a Citi credit card
Citi is an advertising partner Key takeaways Getting preapproved for a Citi credit card reveals your odds of being approved…
401(k) Deferral Deposit Deadlines
Late 401(k) contributions can potentially lead to penalties and missed investment opportunities. Employers must adhere to strict deposit deadlines to…
Differences of Direct vs. Indirect Rollovers
Managing retirement savings effectively often involves rollovers, which allow investors to move funds from one retirement account to another without…
How long does it take to increase your credit score?
Key takeaways Improving your credit score takes time and regular payments. If you’re starting with no credit, you might see…
What to do when you’re not immediately approved for a credit card
Key takeaways The credit card approval process involves gathering personal information, verifying income and checking credit reports. Common reasons for…
Roth TSP vs. Roth IRA
Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential…
How your grace period lets you avoid paying interest on a credit card
Key takeaways A grace period is the time between when your credit card billing cycle closes and your bill is…
Best gas credit cards for bad credit
You can still get a gas credit card if you have bad credit, though you may have fewer options than…
