Personal Finance

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Latest Personal Finance News

How your grace period lets you avoid paying interest on a credit card

Key takeaways A grace period is the time between when your credit card billing cycle closes and your bill is…

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Best gas credit cards for bad credit

You can still get a gas credit card if you have bad credit, though you may have fewer options than…

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I’m a payments analyst. Here’s how my family is paying for things at the Paris Olympics

My wife Chelsea and older daughter Ashleigh are currently in Paris attending the Olympics. As someone who studies the payments…

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Trump Calls For Eliminating The Income Tax On Social Security Payments

When Donald Trump broached the idea of getting rid of federal income taxes on Social Security payments, critics immediately dumped…

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What Retirement Accounts Can Be Held Jointly?

While bank accounts and many other financial accounts can be jointly owned, retirement accounts like IRAs and 401(k)s are inherently…

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Essential Businesses Bear The Brunt Of ERC Denials, Tax Pros Say.

The Employee Retention Credit (ERC) – sometimes called the Employee Retention Tax Credit or ERTC – is a refundable tax…

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FAFSA For 2025-2026 Set To Open On December 1 After Soft Launch Period

The Department of Education announced that the 2025 - 2026 Free Application For Federal Student Aid (FAFSA) will be available…

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How to do a balance transfer with Chase

Key takeaways If you want to consolidate high-interest credit card debt, transferring a balance to a Chase credit card with…

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How the Federal Reserve impacts personal loans

Bloomberg Creative/Getty Images July Fed meeting On July 31, 2024, the FOMC decided to hold steady on interest rates. The…

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3 Upcoming Student Loan Forgiveness Dates Could Have Big Implications For Borrowers

Student loan forgiveness continues to be a major topic in national discourse as the Biden administration works to implement relief…

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