Personal Finance

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Latest Personal Finance News

How to get a credit card with no credit history

Key takeaways You can still get approved for a credit card without a credit history. In fact, there are credit…

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APR vs. APY: Understanding interest rates

Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual…

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How to find fixed-rate credit cards

Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to…

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5 questions a newbie cardholder asked me — and what I told her

Credit cards can be a little (or very) confusing, especially if you’ve never had one before. They’re not as straightforward…

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I’m a credit cards writer. Here’s why my girlfriend and I have the Amex Gold

I’ve been writing about credit cards for several years now. And when I went looking for a new travel rewards…

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The top 6 buy now, pay later apps of 2024

Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the cost of a purchase over…

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How to choose a 1.5 percent cash back card

Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like…

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Personal loan alternatives for bad-credit borrowers

Key takeaways Many alternatives to bad credit loans may come with lower costs and save you money in the long…

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How to finance a mobile or manufactured home

Key takeaways Mobile homes, also known as manufactured homes, can be a cost-effective alternative to buying a traditional home. Due…

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Guide to Visa Signature credit cards

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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