Personal Finance

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Latest Personal Finance News

Living paycheck to paycheck statistics

Many Americans enjoy the advantages of secure jobs and ample savings, but millions of others lack the funds to cover…

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Should I get a student credit card?

Klaus Vedfelt/Getty Images Key takeaways A student credit card can come in handy if you have an emergency, have a…

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How old do you have to be to get a credit card?

Key takeaways The minimum age to get a credit card is 18 years old. Card applicants under 21 years old…

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Guide to getting your first credit card while in college

Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards and offers and be prepared…

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Is the Delta SkyMiles Gold American Express Card worth it?

Key takeaways The Delta SkyMiles® Gold American Express Card is a mid-tier airline credit card offered through Amex and Delta.…

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Pros and cons of home improvement loans: Are they worth it?

Key takeaways A home improvement loan can provide quick funding and flexible repayment options to homeowners. Home improvement loans may…

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Can you pay off your Apple Card with a balance transfer?

Key takeaways There’s more than one way to pay off an Apple Card, including online payments or recurring and one-time…

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Alternatives to credit repair: 4 other paths to a better score

Key takeaways Working with a credit repair company is not the only way to start mending your damaged credit. If…

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5 types of emergency loans and their uses

Key takeaways Several emergency loan types, including personal loans and credit card advances, can fund urgent needs quickly — in…

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Debt consolidation without a loan: Here’s how to do it

Key takeaways Debt consolidation loans may not be the best option for every financial situation. Balance transfer credit cards, home…

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