Personal Finance
Latest Personal Finance News
5 types of emergency loans and their uses
Key takeaways Several emergency loan types, including personal loans and credit card advances, can fund urgent needs quickly — in…
Debt consolidation without a loan: Here’s how to do it
Key takeaways Debt consolidation loans may not be the best option for every financial situation. Balance transfer credit cards, home…
Guide to pooling credit card rewards with family
Key takeaways When you pool together credit card rewards, you’re taking rewards from one or more cards and moving them…
How to choose a gas credit card
Key takeaways It’s possible to earn rewards at the gas station through rotating category cards, flat-rate cash back cards and…
Is It Wise to Convert 20% of My IRA to a Roth Each Year to Avoid Taxes and RMDs?
Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many…
RFID credit cards: Should you worry about protection?
Key takeaways RFID credit cards are growing in popularity and have already been adopted by major credit card issuers. These…
Guide to Spirit Airlines Free Spirit
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit…
How to get your secured credit card deposit refunded
Key takeaways Once you’ve built up your credit and are ready to close your secured credit card account, you can…
Your guide to Apple Card’s cash back program
Key takeaways The Apple Card offers 3 percent daily cash back on Apple purchases and select merchants, 2 percent on…
Best no-personal-guarantee business credit cards
A personal guarantee on a credit card makes you personally responsible for all payments and any resulting debt charged to…
