Personal Finance
Latest Personal Finance News
I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…
Top 3 alternatives to installment loans
Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…
How to get a credit card with no credit history
Key takeaways You can still get approved for a credit card without a credit history. In fact, there are credit…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual…
How to find fixed-rate credit cards
Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to…
5 questions a newbie cardholder asked me — and what I told her
Credit cards can be a little (or very) confusing, especially if you’ve never had one before. They’re not as straightforward…
I’m a credit cards writer. Here’s why my girlfriend and I have the Amex Gold
I’ve been writing about credit cards for several years now. And when I went looking for a new travel rewards…
The top 6 buy now, pay later apps of 2024
Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the cost of a purchase over…
How to choose a 1.5 percent cash back card
Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like…
Personal loan alternatives for bad-credit borrowers
Key takeaways Many alternatives to bad credit loans may come with lower costs and save you money in the long…
