Personal Finance

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Latest Personal Finance News

A complete guide to Amazon financing and payment plans

Key takeaways Amazon offers multiple payment plans, including Amazon Monthly Payments with no interest or fees, and credit card options…

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How to check your business credit report

milan2099/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Knowing your business score is crucial when getting a business loan, business credit…

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Everything you need to know about credit utilization ratio

Key takeaways Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You…

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Tally App personal lines of credit: 2024 alternatives

Tally Technologies, Inc. was a digital platform designed to help consumers consolidate high-interest credit card debt using affordable lines of…

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Will a charge card help my credit?

Key takeaways Charge cards require payment in full every month and have no preset spending limit. They do not impact…

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How do boat loans work, and are they the best way to finance a boat?

Key takeaways Boat loans are a type of personal loan that is used exclusively for marine craft-related expenses. You can…

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Is the Capital One Savor card worth it?

The Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although existing…

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How to get an RV loan: 3 steps for financing an RV

Key takeaways You can get an RV loan from banks, credit unions, online lenders and at some RV-specific dealerships. To…

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What is APR on a credit card?

Key takeaways A credit card’s interest rate is called its APR — or annual percentage rate — with different rates…

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Discover it Cash Back vs. Chase Freedom Flex

Key takeaways The Discover it® Cash Back and Chase Freedom Flex® both offer 5 percent cash back when you activate…

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