Personal Finance

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Latest Personal Finance News

Will an emergency loan impact my credit?

Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…

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How to report revenue on a business card application

Key takeaways Issuers ask about revenue and other features of your business to judge whether you will be able to…

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401(k) Beneficiary Rules Based on Marital Status

A spouse beneficiary is the person who will inherit a 401(k) account if the account holder passes away. The rules…

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Guide to Capital Gains Taxes on Commercial Properties

Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…

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What is a credit card balance?

Key takeaways A credit card balance is the amount of money you owe to a credit card company, including charges,…

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How to redeem Chase points

Key takeaways Chase Ultimate Rewards points are considered especially valuable for a few reasons, including the variety of available redemption…

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Pros and cons of student credit cards

Key takeaways Student credit cards can help you build your credit, establish positive credit habits and access rewards and other…

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Guide to American Express transfer partners

Key takeaways American Express Membership Rewards has 18 airline partners and 3 hotel partners to choose from. Transfer ratios for…

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What is TSA PreCheck? Everything you need to know

Key takeaways TSA PreCheck membership can help you get through airport security faster. With TSA PreCheck, you can keep a…

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Will your credit card work abroad?

Key takeaways Credit cards can have major benefits compared to cash when traveling internationally — including convenience, rewards and protection.…

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