Personal Finance

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Latest Personal Finance News

Are You Hindering Your Retirement By Not Investing In Gender Equality?

While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…

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Treasury Declares New Ownership Reporting Law Will Apply Only To Foreign Companies

U.S. businesses no longer have to comply with the beneficial ownership information (BOI) reporting filing requirements of the Corporate Transparency…

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How To Avoid Lifestyle Inflation — 10 Actionable Tips And Strategies

Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…

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Choosing The Right 401k For Your Small Business

Selecting a 401k plan for your LLC or S Corporation can significantly impact your employees' retirement savings and your company's…

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Trump Administration Dismantles Key Student Loan Protections

The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…

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How Phoenix Lender Services Is Helping Banks Crack the SBA Loan Market

Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many…

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Searching For The Golden Ticket In AI

In my last column, I likened artificial intelligence to the wizard in “The Wizard of Oz.” It received a good…

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Countries With Weak Banking Systems — And Why The U.S. Should Care

Until recently, the U.S. banking system has been strong because of sensible bank regulations implemented during the Obama and Biden…

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After Legal Settlement Payment, You May Receive Two IRS Forms 1099

If you received a lawsuit settlement in 2024, you probably received an IRS Form 1099 from the defendant in early…

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With Strong 2024 Growth, Chime Appears On Track For An IPO

Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…

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