Personal Finance
Latest Personal Finance News
Deserve EDU Mastercard for Students benefits guide
Key takeaways The Deserve® EDU Mastercard for Students* is a student credit card that does not require a credit history…
What is deferred interest and is it worth it?
Key takeaways With deferred interest offers, interest begins accruing immediately from the original purchase date, and if the balance is…
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
What is travel hacking and how do I start?
Key takeaways Travel hacking can help you score free or discounted flights, hotel stays and more by strategically using credit…
Is it better to pay off your credit card or keep a balance?
Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…
When and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…
What happens if you don’t activate a credit card?
Key takeaways Not activating a credit card can have negative impacts on your finances, but most downsides only apply if…
Credit card pros and cons
Key takeaways With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can…
What is a bad credit personal loan? Here’s what to know
elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s…
How to do a balance transfer with Bank of America
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…
