Personal Finance

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Latest Personal Finance News

Is Spousal Consent Required to Change 401(k) Beneficiary?

Changing the beneficiary of a 401(k) plan can involve specific requirements, particularly when it comes to spousal consent. In many…

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Survey: 50% of holiday shoppers will begin before Halloween, 54% report feeling financially burdened

According to many Americans, there’s no time like the present to begin preparing for the winter holidays. One in two…

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What Are the Rules for Late 401(k) Deferral Deposits?

Under the Department of Labor’s rules, employers must deposit employee deferrals into 401(k) plans as soon as administratively feasible, typically…

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Best small personal loans

Key takeaways A small personal loan is a type of installment loan of up to $5,000 that’s payable in equal…

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How to do a balance transfer with Wells Fargo

Key takeaways Balance transfer cards can help you to pay off debt faster by reducing the total amount of interest…

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What is a credit card?

Key takeaways A credit card is a useful financial tool that allows you access to a line of credit that…

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How 401(k) Fee Disclosures Work

401(k) disclosures provide detailed information about the fees and expenses associated with your retirement plan. The costs associated with a…

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How to use the Self–Credit Builder Account with Secured Visa

FG Trade/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways If you’re looking for ways to improve your credit score…

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Best-looking cards for 2024

praetorianphoto / GettyImages Our writers and editors used an in-house natural language generation platform to assist with portions of this…

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How a loan can help weatherproof your home before extreme weather hits

The best time to fortify your home against severe weather is well before a blizzard, tropical storm, flood or hurricane…

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